American Funds 2050 Target Date Retirement Fund®

Fund offered by:

Ticker: RFITX

Flagged investments:

$2.49 BILLION, 13% of assets

Higher risk:

$277.63 MILLION, 1.4% of assets

Private prison operators:

$0, 0% of assets

For each prison industrial complex category, click to see the breakdown of flagged holdings.

Prison industry

Incarceration and detention facilities, services in facilities, supervision and monitoring

holdings

$1.5B

invested

7.53%

of portfolio

Border industry

Incarceration and detention facilities, immigrant monitoring and surveillance, militarization of the U.S.-Mexico border

holdings

$2.36B

invested

12%

of portfolio

All flagged holdings

41 holdings

1. Microsoft Corp
$743.48M
3.74%
2. Amazon.com Inc
$299.47M
1.5%
3. Alphabet Inc Class C
$234.23M
1.18%
4. JPMorgan Chase & Co
$200M
1.01%
5. Alphabet Inc Class A
$199.55M
1%

Higher risk
Private prison operator

See all

American Funds 2050 Target Date Retirement Fund® $RFITX has $2.49 BILLION invested in 41 companies involved in the prison industrial complex, amounting to 13% of fund assets

Sustainability report card

As You Sow’s Invest Your Values report card grades mutual funds on environmental and social issues, including climate change, gender equality, and weapon investments. Click through to get more details on each issue.

American Funds 2050 Target Date Retirement Fund® [RFITX]

Basic

Expanded

Environment report card

Fossil fuels
Investments in coal, oil, and natural gas energy and utility companies

Deforestation
Investments in deforestation-risk agricultural commodities, and related financial companies and consumer brands

Social report card

Gender equality
Gender equality group ranking, based on Equileap company data

Civilian firearms
Investments in civilian firearms manufacturers and gun retailers

Prison industrial complex
Investments in prisons and borders industry

Military weapons
Investments in military arms manufacturers and services companies

Tobacco
Investments in tobacco and e-cigarette manufacturers, and tobacco-promoting entertainment companies

Search more funds

Financial performance

Performance data provided by

Find more financial data on RFITX at Morningstar.com

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 10/31/21

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower 10-yr returns

-3% less in annualized returns

Same in private prison operators

Both 0% invested

More invested in higher risk companies, prison industry

0.08% more invested

More invested in higher risk companies, border industry

0.25% more invested

More invested in higher risk companies

0.33% more invested

Less invested in all screened prison industry companies

8.99% less invested

Less invested in all screened border industry companies

10% less invested

Less invested in all screened companies

12.51% less invested

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 10/31/21

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower 10-yr returns

-3% less in annualized returns

Same in private prison operators

Both 0% invested

More invested in higher risk companies, prison industry

0.08% more invested

More invested in higher risk companies, border industry

0.25% more invested

More invested in higher risk companies

0.33% more invested

Less invested in all screened prison industry companies

8.99% less invested

Less invested in all screened border industry companies

10% less invested

Less invested in all screened companies

12.51% less invested

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 10/31/21

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower 10-yr returns

-3% less in annualized returns

Same in private prison operators

Both 0% invested

More invested in higher risk companies, prison industry

0.08% more invested

More invested in higher risk companies, border industry

0.25% more invested

More invested in higher risk companies

0.33% more invested

Less invested in all screened prison industry companies

8.99% less invested

Less invested in all screened border industry companies

10% less invested

Less invested in all screened companies

12.51% less invested

Month-end trailing returns

Performance as of date: 10/31/21

Morningstar suggested benchmark: Morningstar Mod Tgt Risk TR USD

Annualized returns

Flagged investments

1-yr

3-yr

5-yr

10-yr

This fund
RFITX - American Funds 2050 Target Date Retirement Fund®

35%

19%

16%

13%

Benchmark

43%

21%

19%

16%

Fund compared to benchmark

-8.03%

-2.87%

-3.32%

-3%

Same

Find more financial data on RFITX at Morningstar.com

What's next?

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Get started with our action toolkit

Action toolkit

Ask your employer about adding prison industrial complex-free options to your retirement plan

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Visit Fossil Free Funds to see this fund's exposure to fossil fuel companies and companies with high carbon footprints

See climate risk